Baby Budget: First-Year Checklist

A first-year baby budget covers both one-time and monthly costs. Costs vary a lot by family and location, so use your own numbers. The calculator below totals what you enter.

Practical tips

List one-time items such as a crib and car seat.
List monthly costs such as diapers and childcare.
Add health costs from your insurance details.
Add a buffer for surprises.

Free calculator

Try the Baby Cost Calculator with your own numbers.

Frequently asked questions

Are your numbers typical?

The calculator does not supply costs. You enter your own.

Should I include registry gifts?

You can subtract expected gifts from one-time costs.